Honda Financing
& Credit Repair Center
Bad things happen to good people.
Let's make it right at Coggin Honda of Ft. Pierce.
Let's make it right at Coggin Honda of Ft. Pierce.
Coggin Honda of Ft. Pierce is your local new and used car dealer that has all of the answers to your credit questions and inquires. Our sales team is qualified and experienced to assist you with credit repair. Credit repair is our specialty and we are experienced in getting customers qualified for the new, pre-owned, or used car, SUV, truck or van that they desire.
How to Build Your Credit
Good credit, bad credit, no credit, credit damage, and credit repair. The word credit alone often causes stress in the minds of consumers. However, credit should not have to be associated with stress. Here at Coggin Honda of Ft. Pierce, we specialize in working with customers who are experiencing credit difficulty. We understand that personal and financial hardships may affect one's credit score and flexibility to pursue transactions such as purchase a home or buy a car, but we are no ordinary dealership. We have the patience, passion, knowledge, experience, drive to work with credit challenged customers and provide them with a helpful, knowledgeable car buying experience.
Need some pointers?
Debt
Prioritize which loans, cards, and lines of credit are the most imperative and realistic to pay off within a set amount of time and avoid closing accounts.
Limit credit card use. The ideal balance to credit utilization ratio is 30% or lower.
Foreclosure
Focus on re-building your credit and keep your current accounts in good standing.
Keep your foreclosure isolated as a single negative item as if it were a mortgage account. This will be less damaging to your credit score.
Divorce
Pay your bills on time; make payment before or on the expected due date. Creditors report the account to the credit bureaus when a payment is 30 or more days late.
Continue to establish credit history. Keep your accounts in good standing because this establishes trust with creditors and can only boost your credit score.
Bankruptcy & Unforeseen Bills
During bankruptcy, focus on re-building your credit by opening a credit card. Charge minimally and pay consistently. Open 1-3 accounts that will benefit your credit score.
Communicate with your medical, financial institution and creditors. There are many programs that assist consumers, customers, patients or students with high bills or mounts of debt.
Let's figure out what's wrong.
Can I get approved for a car loan with bad credit?
Of course, our finance team includes members who specialize in bad credit scenarios and will work diligently to get your approved for an auto loan.
I just started a new job, can I get approved for a car?
The answer is yes. All our sales specialist needs from you is a pay stub, proof of income or job verification and we will work with you to get you approved for a car loan.
I filed for bankruptcy, is my credit good enough to get approved for a car loan?
Although a bankruptcy could stay on your credit for up to 10 years, you can still get approved for a car loan. It can also help you rebuild your credit score.
Can I get approved for a car loan if I am in debt?
Yes, whether you have credit card, student loans, or a home mortgage, our sales team is qualified to get you approved for a car loan. We work with numerous financial institutions on a daily basis that understand high debt circumstances yet we are still able to get customer approved for a new or used car.
I just got out of a divorce, am I able to get approved for an auto loan?
Despite any division of assets or accounts, we can still get you approved for an auto loan. Our sale team works with divorcees on a daily basis and we understand the credit difficulty that a divorce can cause. We can get you approved for a loan that fits your new lifestyle and readjusted finances.
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